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Term Life Insurance vs Whole Life Insurance
Term Life Insurance is a type of life insurance policy that covers an indvidual for a fixed term. The insured is required to pay certain specified amount of premium periodically to get the term insurance cover. Once the specified term is over the term insurance cover stands to be cancelled unless the insured reenters the agreement and is ready to pay the other specified premium for the extended term. If the insured dies in the specified term of insurance cover, then the beneficiary gets the amount of insurance. And if the insured does not die within the specified term of insurance cover, then no premiums are returned to the insured.
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