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What Is Term Life Insurance?
In 2010, half of U.S. households (58 million people) were underinsured and did not have adequate life insurance. What's more, almost one-third of households (35 million people) did not have any form of life insurance, according to the Life Insurance Ownership Study conducted by LIMRA, an international insurance group that provides research, consultation, and compliance and regulatory services to financial services companies around the world.
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Term Life Insurance vs Whole Life Insurance
Term Life Insurance is a type of life insurance policy that covers an indvidual for a fixed term. The insured is required to pay certain specified amount of premium periodically to get the term insurance cover. Once the specified term is over the term insurance cover stands to be cancelled unless the insured reenters the agreement and is ready to pay the other specified premium for the extended term. If the insured dies in the specified term of insurance cover, then the beneficiary gets the amount of insurance. And if the insured does not die within the specified term of insurance cover, then no premiums are returned to the insured.
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Nevada Long Term Care Insurance, NV Long Term Care Insurance
Nevada long term care insurance is an important financial product to invest in to completely round out your financial portfolio and protect your assets from being eaten up with unforeseen long term care expenses. Choose your Nevada long term care insurance policy wisely, after having taken time to research the options out there. Remember to carefully compare the policies offered by long term care insurance companies in NV, before you purchase, because there is not a standard policy that everyone must offer.
Nevadalongtermcareinsurance360.com ~
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